Disclaimer

Terms, Conditions, and Disclaimers

Please read these terms, conditions, and disclaimers carefully (hereinafter referred to as this “Disclaimer”) which apply to this Web site (www.us.fortis.com) of Fortis Bank nv/sa (“Fortis”).  Fortis is registered in the Belgium Trade Register under “Brussels 76.034”.  By accessing this Web site and/or using the information provided on or via this Web site, you personally, and on behalf of the legal entity of which you are a representative, an agent or an employee when acting in such capacity, agree to be bound by this Disclaimer. This Disclaimer is subject to change and Fortis reserves the right to change the information provided on or via this Web site, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this Web site, including the terms of this Disclaimer, periodically for changes.

Although Fortis attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, Fortis makes no warranties or representations, express or implied, as to whether information provided on or via this Web site is accurate, complete or up-to-date. Fortis does not represent or warrant that this web site functions without error or interruption.

If you use this Web site you are responsible for compliance with applicable local laws. You may not use this Web site for any purpose which is unlawful, abusive, libelous, obscene or threatening.

Third Party Information

Fortis may provide, as a convenience to you, links to Web sites operated by other entities and persons, but makes no warranties or representations whatsoever about any other Web site which you may access through this Web site.  The use of such links is entirely at your own risk and Fortis accepts no responsibility or liability for the content, use or availability of such Web sites. Fortis has not verified the truth, accuracy, reasonability, reliability or completeness of any content of such Web sites.  Links to Fortis Web sites are not permitted without the prior written consent of Fortis.

Intellectual Property

The information and materials contained in this Web site are protected by intellectual property rights, which are owned or claimed by Fortis, its parent, subsidiaries or affiliates.  Fortis retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights) in relation to all information provided on or via this Web site (including all texts, graphics and logos). You may print out and/or download information contained on this Web site for your own personal use provided that you do not remove any intellectual property right or other notices therein. You agree not to transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of Fortis.

Email and Other Requests for Information

Messages that you send to Fortis by e-mail may not be secure.  Fortis recommends that you do not send any confidential information to Fortis by e-mail.  If you choose to send any messages to Fortis via e-mail, you accept the risk that such messages may be intercepted, misused and/or modified by a third party.

Exclusion of Liability

Fortis makes no warranties or representations as to the accuracy or completeness of information contained on this Web site.  You acknowledge by the use of this Web site that any reliance on any such materials, advice, statement or information shall be at your sole risk.  Fortis assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing of this Web site or your downloading of any materials from this Web site.  Fortis does not represent or warrant that this Web site will be available or that it will meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.  You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.  Neither Fortis nor any of its parent, subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits (even if we are advised of the possibility of such) arising in any way from the information contained in this Web site or any information transmitted via this Web site.  Fortis is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this Web site.  By transmitting information through this Web site, you accept the risk that the information you transmit to Fortis and any information that Fortis transmits to you, may be intercepted, modified and/or misused by third parties.  The exclusion of liability is also made for the benefit of directors and employees of Fortis.

Privacy

Within Fortis and its affiliated entities, access to your personal data collected through this Web site is restricted to persons who need the data in pursuance of their duties and Fortis is committed to safeguarding the personal information collected. 

Applicable Law

Your access to, visit of and use of this Web site shall be governed by and construed in accordance with Belgian law. The Courts of Brussels shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to Fortis making choice of any other court having jurisdiction on such a dispute under any applicable law.